What American Express card can I get with a 700 credit score?

WalletHub's Take: The American Express Blue Cash Everyday Card is a good credit card for people with a 700+ credit score.

What credit cards can I get with a 700 score?

Best Credit Cards for 700 Credit Score
  • Best Overall: Wells Fargo Active Cash® Card.
  • Best for Travel Rewards: Chase Sapphire Preferred® Card.
  • Best for 0% APR: Wells Fargo Reflect® Card.
  • Best for Everyday Purchases: Blue Cash Preferred® Card from American Express.
  • Best for Hotel Rewards: The World of Hyatt Credit Card.

Which American Express card is the easiest to get?

When applying for the Amex Blue Card, try to have a good credit score, which is a FICO® Score of 670 or above. This is one of the easiest Membership Rewards cards to open, and even consumers with average credit scores have a decent chance of approval.

Can I get an Amex with a 720 credit score?

You'll earn 100,000 American Express Membership Rewards points after spending $6,000 on purchases in the first six months of opening your account. To be approved for the Amex Platinum, you need to have a good or excellent credit score. This means you need a credit score of at least 700.

What should my credit score be to get an American Express?

While American Express doesn't publicize a minimum credit score for the Amex Gold Card, generally, applicants with a good credit score of 670 or above are more likely to qualify.

American Express Platinum Approval Odds - What Credit Score Needed for Amex Platinum Credit Card?

What income do you need for Amex Platinum?

Annual income of $100,000 or more. Aged 18 years or over.

Is it hard to get approved by Amex?

Yes, it's hard to get an American Express card because they all require good or excellent credit for approval. But American Express isn't the only credit card company to target people in the highest tiers of the credit score scale. Barclays and Wells Fargo do too, for example.

What is the minimum income for Amex Gold?

American Express does not disclose a specific income requirement, but it will need to be enough to make payments on the card and to afford the $250 annual fee.

What FICO score does Amex look at?

According to the score ranges from FICO, that means American Express applicants typically have at least a 670 score: Exceptional. 800 and above.

What FICO score do you need for Amex Gold?

It's recommended that you only apply for the American Express® Gold Card if you have a FICO® Score of 670 or higher. Like just about all the best travel rewards cards, this card is for consumers with good or excellent credit.

What is the minimum income needed for the basic American Express card?

If you make near $100,000 a year and have good credit, you should have no issue getting approved. But, applicants with annual incomes as low as $40,000 have also been approved if they have a low debt-to-income ratio and pay their other credit cards in full every month.

Is Amex Gold or Platinum better?

Is Gold Card Higher Than Platinum? Both Amex Gold and Platinum offer a range of benefits, with the Gold card catering more to everyday spending and the Platinum card designed more for travelers. The Platinum card has more benefits, but it's annual $695 fee is higher than the Gold card's $250 fee.

Is the American Express blue card easy to get?

The Amex Blue Cash Everyday card is hard to get because applicants need to have a score of 670 or higher to be approved for the card. However, you'll have a better chance of being approved for the card if you have at least a very good FICO score (740 to 799).

What is the credit card limit for 50000 salary?

#1 Your Income/Salary:

Usual credit limit is 2X or 3X of your monthly income. Suppose your salary slip shows Rs. 50,000 per month, you can expect Rs. 1 Lakh – 1.5 Lakh credit limit.

Can I get a Discover card with a 700 credit score?

In order to qualify for the Discover it miles card, you'll need a good or excellent credit score. Like the Discover it Cashback card, this means you'll want a credit score of 670 or above.

What will a 710 credit score get me?

If your score is 710: You're likely to qualify for some credit cards and loans, provided you meet other requirements. You may not qualify for the lowest interest rates. You're just 10 points away from the “excellent” band (720-850).

Is Amex gold hard to get?

Getting the Amex Gold Card isn't the easiest card to qualify for as you need good or excellent credit. That means having a minimum 670 FICO score and existing cards in good standing. Being an existing American Express cardholder can also make it easier to qualify.

What credit score do you need for Amex Blue?

You'll need good to excellent credit to qualify for the Blue Cash Preferred® Card from American Express. Generally speaking, this is defined as a credit score of 690 or better.

What's a good annual income for American Express?

Person Income/Business Income

On average, Amex Platinum and Amex Business Platinum cardholders tend to have high incomes. However, a high income is by no means a requirement. We recommend that your annual income be at least $50,000 or higher before applying for the Amex Platinum.

Do you have to pay Amex Gold in full every month?

Choose how you pay.

When it's time to pay your bill, you can pay your balance in full, the minimum due, or any amount in between.

What is easiest credit card to get?

Secured credit cards are by far the easiest type of credit card to obtain, particularly if you have a poor or limited credit history.

What does Amex look for when approving?

Although American Express doesn't specify any minimum credit score requirements, you'll need good credit (or better) to qualify, which means a FICO score of at least 670. A premium Amex card — say, the American Express Gold Card — likely requires a “very good” FICO score, somewhere in the range of 740 and above.

Why did Amex not approve me?

American Express sends a letter to affected applicants citing why the application was denied. Common reasons an application could be denied include a low credit score, an insufficient annual income, number of open credit accounts, and more.

What is the limit on Amex Black Card?

What is the spending limit on the American Express Black Card? There is no spending limit with the Amex Black Card. However, balances must be paid off in full every month.

Is Amex Platinum easy to get?

Yes, it is hard to get the American Express Platinum card because applicants need a 700+ credit score and a high income to qualify for approval. But if you have good or excellent credit and make a lot of money, you have a good shot.