How do I check to see if someone is using my Social Security number?

Contact the Internal Revenue Service (IRS) at 1-800-908-4490 or visit them online, if you believe someone is using your SSN to work, get your tax refund, or other abuses involving taxes.

Can someone use your Social Security number without you knowing?

A dishonest person who has your Social Security number can use it to get other personal information about you. Identity thieves can use your number and your good credit to apply for more credit in your name. Then, when they use the credit cards and don't pay the bills, it damages your credit.

How do I stop someone from using my Social Security number?

If you know your Social Security information has been compromised, you can request to Block Electronic Access. This is done by calling our National 800 number (Toll Free 1-800-772-1213 or at our TTY number at 1-800-325-0778).

How do you put an alert on your Social Security number?

Contact one of the three credit reporting agencies (Transunion, Equifax, or Experian). You can call or email, but we recommend you use the online reporting options each service makes available. After a few days, check with the other two credit bureaus to verify that they've received the fraud alert as well.

How can I find out if someone is using my identity?

What you can do to detect identity theft
  1. Track what bills you owe and when they're due. If you stop getting a bill, that could be a sign that someone changed your billing address.
  2. Review your bills. ...
  3. Check your bank account statement. ...
  4. Get and review your credit reports.

The Fast Way to Find Out If Your Identity Has Been Stolen

How much does it cost to freeze your Social Security number?

It costs $10 to place a security freeze with each credit bureau. It will cost $30 to put it on all three bureaus. If you are married and want a freeze on all three bureaus for both spouses, it will cost $60. Residents ages 65 and over can get a security freeze for free.

Can I freeze my Social Security number online?

Credit freezes, for example, require you to contact each individual credit reporting agency (Experian, TransUnion, and Equifax). To block electronic access to your SSN, you have to call your local Social Security office or 1-800-772-1213.

Can someone access your bank account with your SSN?

Financial identity theft

An identity thief can use your SSN together with your PII to open new bank accounts or access existing ones, take out credit cards, and apply for loans all in your name.

What to do if your SSN is stolen?

You may reach the FTC's identity theft hotline toll free at 1-877-IDTHEFT (1-877-438-4338) or visit their website at Additional Resources: Protecting Your Social Security Number from Identity Theft.

What happens when someone runs your Social Security number?

Open Financial Accounts

Your Social Security number is the most important piece of personal information a bank needs when extending you credit or opening an account. With that number, a thief can get credit cards or loans. And when it's time to repay them, they won't, which will damage your credit score.

How can I tell if my Social Security number has been stolen?

To see if someone's using your SSN, check your credit report. You can check it online through, the only authorized website for free credit reports.

How much is a stolen SSN worth?

Basic stolen identity information on a US citizen, which only includes the Social Security number, full name and birth date, can range from $1 to $8 per person. But in some cases, hackers will package the offering with the victim's stolen credit card information, and charge from $20 to $75.

Can someone open a credit card in my name without my Social Security number?

An identity thief would have to obtain personal details such as your name, birthdate and Social Security number in order to open a credit card in your name. However, it is a federal crime to do this, and it can result in jail time when the thief is caught for their behavior.

How do I find out if someone took a loan in my name?

You should review your bank account statements regularly; if you see unknown purchases, that could be a sign that your identity has been stolen. Check credit reports. Similarly, monitor your credit reports from all three credit-reporting bureaus for any unknown accounts or inaccurate information.

Can Social Security freeze your bank account?

Direct deposit all government assistance funds

If you have government benefits, such as social security, that are deposited directly into your account, that money cannot be frozen. Additionally, any money from your benefits deposited within two months prior to the garnishment cannot be frozen either.

Can someone take a loan out in your name?

Criminals can open new accounts, get payday loans, and even file tax returns in your name. There was a victim of identity theft every 3 seconds in 2019°, so don't wait to get identity theft protection. Start your protection now.

What if my SSN is on the dark web?


When your Social Security number is available on the dark web, it gives cybercriminals the ability to open credit accounts in your name. In other words, someone other than you can take out personal loans, apply for credit cards, or open other financial accounts under your name.

Is my info on the dark web?

How Do You Know if Your Information Is on the Dark Web? If your data is available on the dark web, one of the easiest ways to find out is to check the “Have I Been Pwned” (HIBP) website. It's a free service, and all you have to do is conduct a search using your email address or phone number.

What does the first 3 digits of your Social Security number mean?

The first three (3) digits of a person's social security number are determined by the ZIP Code of the mailing address shown on the application for a social security number. Prior to 1973, social security numbers were assigned by our field offices.

What can you see from someone's Social Security number?

It follows you from birth to death and can act as a key to a variety of sensitive information – bank accounts, tax returns, driver's license information, residences, etc.
  • Accurate News.
  • Background Checks.
  • Candidate Experience.
  • Compliance.
  • Criminal Searches.
  • Driving History.
  • Drug Testing.
  • Form I-9.

What do the last 4 digits of SSN mean?

The last four digits of the SSN are the serial number. The serial number represents a straight numerical series of numbers from 0001–9999 within each group. Serial number 0000 is not assigned.

Can two people have the same social security number?

Many people have the same name, but each person has his or her own SSN.

What is the red number on the back of a Social Security card?

A federal worker told him the numbers are for inventory control so that every blank card printed can be accounted for. Social Security cards are printed much like dollar bills, even on banknote paper when possible, and have a serial number along with other security features to prevent them from being counterfeited.

Can you remove yourself from the dark web?

Even though there's no way of removing your personal information from the dark web, once you know what information is exposed, you can take action to help protect yourself against identity theft.

Can the dark web track me?

Tor also supports various privacy extensions, but that doesn't mean it's impossible to track users on the dark web. If you log into personal accounts on the dark web or visit websites with tracking scripts, then your activity may be tracked.