Does Walmart count for Amex Gold?

You'll earn bonus rewards on grocery purchases at any U.S. store that has the merchant category code for grocery stores/supermarkets. Stores that sell groceries but don't carry this code, such as superstores like Walmart or Target, along with warehouse clubs like BJ's or Costco, are ineligible.

Is Walmart considered a supermarket for Amex?

Retailers such as Target and Walmart, however, are not considered supermarkets, making them ineligible for the bonus rewards. Other excluded merchants include warehouse clubs, specialty food stores, gourmet stores, convenience stores and more.

What counts as supermarkets for Amex Gold?

The AMEX Gold Card earns 4x Membership Rewards at U.S. Supermarkets, making it one of the best cards for buying groceries at Whole Foods, Safeway, Publix, Krogers, Trader Joe's, & many more!

Is Walmart considered a grocery store for credit cards?

Walmart is not considered a grocery store for credit cards. Major credit card networks assign a specific merchant category code (MCC) to purchases made at traditional grocery stores. This code doesn't include “big-box” retailers like Walmart or Target because they sell a lot more than groceries.

Does Sam's Club count for Amex Gold?

Notably, wholesale clubs (Sam's, Costco, etc.) do NOT count as grocery spending.

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Is American Express Gold Card luxury?

If you consider yourself a foodie, the American Express® Gold Card could be the ideal luxury card for you. This card earns a competitive 4X points per dollar spent at restaurants and 4X points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X).

Is Amex Gold hard to get?

Getting the Amex Gold Card isn't the easiest card to qualify for as you need good or excellent credit. That means having a minimum 670 FICO score and existing cards in good standing. Being an existing American Express cardholder can also make it easier to qualify.

What is Walmart classified as for credit card?

Although Walmart is the largest U.S. grocery product retailer according to the USDA, Walmart Supercenters are usually listed under Visa's MCC 5310 (discount stores) instead of MCC 5411 (grocery stores and supermarkets).

What category does Walmart fall under?

Walmart Inc (Walmart) is a retailer that operates grocery stores, supermarkets, hypermarkets, department and discount stores, and neighborhood markets.

Does Amex consider Costco a grocery store?

Transaction processors (like Mastercard, Visa, American Express and Discover) do not count big-box stores (Target and Walmart) or warehouse clubs (such as Costco) as grocery stores or supermarkets.

Is Amex Gold higher than Amex Platinum?

Is Gold Card Higher Than Platinum? Both Amex Gold and Platinum offer a range of benefits, with the Gold card catering more to everyday spending and the Platinum card designed more for travelers. The Platinum card has more benefits, but it's annual $695 fee is higher than the Gold card's $250 fee.

Does Starbucks count for Amex Gold?

Since the Amex Gold earns 4x on all dining (including Starbucks), you could earn 4x points on your Starbucks run – then transfer those points over to Delta if you want, since it's an Amex transfer partner.

Is Amex Gold or Platinum better for groceries?

For example, both cards earn valuable Amex Membership Rewards points, but the Amex Gold is more suited for earning on dining and grocery purchases while the Amex Platinum is geared toward travel spending.

Is Walmart part of American Express Rewards?

Here's more info about using American Express at Walmart:

If you have an American Express card that earns Membership Rewards points, you can also use those points directly on during checkout.

Is Amex Gold worth it?

The American Express® Gold Card can be well worth it even though it doesn't offer as many travel benefits as The Platinum Card® from American Express. In fact, some would argue that the long-term rewards rate is significantly more generous on the Amex Gold Card, or that the lower annual fee makes it a better deal.

Is Walmart a supermarket or superstore?

No, Walmart is not considered a supermarket. Walmart is actually a superstore or a supercenter. That being said, Walmart does have a small number of grocery stores called Walmart Neighborhood Markets which are not superstores. Superstores are larger than supermarkets and sell in high volume at highly discounted prices.

Does Trader Joe's count as supermarket Amex?

6% Rewards at U.S. Supermarkets

American Express lists supermarket chains such as Trader Joe's, Whole Foods, Aldi, Meijer, Hy-Vee, and more among eligible stores in this category, though that's not a comprehensive list.

What counts as groceries for credit cards?

But not every rewards credit card with a grocery store category will give you bonus rewards everywhere you fill your pantry.
According to Capital One, grocery store purchases include transactions made in:
  • Supermarkets.
  • Meat lockers.
  • Freezers.
  • Dairy product stores.
  • Specialty markets.

What are Amex eligible purchases?

Eligible purchases do NOT include fees or interest charges, cash advances, person to person payments, purchases of gift cards, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents.

What is the highest credit limit for Walmart credit card?

Credit limits for a Walmart credit card can range from $150 to over $5,000. Several factors go into determining your credit limit, including your annual income and credit history. Where can I use a Walmart credit card? The Capital One® Walmart Rewards™ Mastercard® can be used anywhere Mastercard is accepted.

Can I get a Walmart credit card with a 650 credit score?

The Walmart Credit Card credit score requirement is 640 or higher. That means people with fair credit or better have a shot at getting approved for this card. The Walmart® Store Card also requires at least fair credit for approval.

Why doesn't Amex Gold have a limit?

The American Express® Gold Card has no preset spending limit, which reflects its origins as a charge card — a card that requires you to pay your bill in full every month. Nowadays, the card allows you to pay for some purchases over time.

Is there a better card than Amex Gold?

For those who can take advantage of its rich credits, the American Express® Gold Card, which carries an annual fee of $250, generally comes out ahead (see rates and fees). But if you can't use those side perks, it's usually a good idea to go with the Chase Sapphire Preferred® Card, which has an annual fee of $95.

What's the credit limit on Amex Gold?

If you have a Consumer or Business Green, Gold or Platinum Card, your Card does not have a credit limit. Instead, your Card has no preset spending limit unless you have been previously notified otherwise. No preset spending limit means the spending limit is flexible.