Can you have a UK bank account if you live abroad?

Having a UK bank account when living abroad is possible for both foreigners and UK expats. Likewise, both foreign and non-resident UK companies can have a UK bank account. However, the available options and difficulty in opening accounts will vary greatly depending on your account requirements and client profile.

Can you have a UK bank account without a UK address?

No. You need a UK address to open a bank account in the UK.

Can a non-resident keep a UK bank account?

Non-resident can open an account in the UK, even if they are not a resident. However, there are a few things that they need to know about the process of opening an account. In addition to this, they need to take into consideration the requirements that they need to fulfil to open a bank account.

Can I keep my UK bank account if I move abroad Barclays?

Can I keep my accounts open? If you're living in the UK, you'll need to update all your addresses to your UK address. Your accounts can stay open until you move back out of the UK.

Can you have a bank account while living abroad?

Yes, you can. The process might be a bit complicated for non-citizens, but it's not impossible. Whether it's for business, travel, or personal reasons, setting up a US bank account will be worth the trouble. Banking in the US has many advantages.


Can I keep my UK bank account if I move abroad after Brexit?

Will I still be able to keep my current account or savings account after Brexit? Yes, you will. There won't be any change to the way your current account or savings account works. We will let you know if that changes.

Can I keep my UK bank account if I move abroad HSBC?

Yes. Your HSBC UK Savings Account will remain open and you'll still be able use it as you do today. You'll also still be able to access our online services and contact us over the phone.

How do I keep my UK bank account when I move abroad?

Open an international bank account

Most UK banks will also offer online banking and telephone support to ensure you maintain easy access to your finances while living outside the UK. This should also allow you to get paid and withdraw money without the need for currency management.

How long can you live outside the UK without losing NHS?

6 months of the year in the UK and the rest of the time in the European Economic Area (EEA) or Switzerland. 9 months of the year in the UK and the rest of the time in another country.

Do I need to let HMRC know if I move abroad?

You need to tell HM Revenue and Customs ( HMRC ) that you're moving or retiring abroad to make sure you pay the right amount of tax.

Which UK banks allow expat accounts?

Best UK bank accounts for British expats:
  • Wise Personal Account.
  • Revolut Standard Account.
  • Starling Personal Current Account.
  • N26 Standard Current Account.
  • Monese Instant Account.

How can I be classed as a non UK resident?

You're usually non-resident if either:
  1. you spent fewer than 16 days in the UK (or 46 days if you have not been a UK resident for the 3 previous tax years)
  2. you worked abroad full-time (averaging at least 35 hours a week), and spent fewer than 91 days in the UK, of which no more than 30 were spent working.

Which UK banks offer accounts for non residents?

Expats moving to the UK might find it difficult to open a traditional bank account. To open a bank account, you need proof of address, which might be hard to get if you are a non-resident. The good news is that companies like Monzo or Monese offer a UK bank account without proof of address.

Can I open a UK bank account from outside the UK?

As a non-resident, opening a UK bank account will require a passport, drivers' license, but your bank may also request other documents, particularly one that shows your current address. Three months' worth of utility bills will be requested. Of course, this will mainly depend on the bank products you want to open.

What proof do I need to open a UK bank account?

We'll probably ask for;
  1. Photo ID, such as: driver's licence, passport or EU ID card.
  2. A short video or selfie to compare with your photo ID.
  3. We might also need to see a proof of address, such as: a driver's licence, utility bill, bank statement or tax document.

Which UK bank does not need proof of address?

Lloyds. If you have a UK passport or driving licence, this is usually all you need to open a bank account with Lloyds, so you don't need to worry about proof of address.

What happens if I stay out of UK for more than 6 months?

You lose your indefinite leave to remain if you've been outside the UK for 2 or more continuous years. You may be able to re-enter the UK and get indefinite leave to remain by applying for a Returning Resident visa.

Can I still use the NHS if I live abroad?

If you're moving abroad on a permanent basis, you'll no longer automatically be entitled to medical treatment under normal NHS rules. This is because the NHS is a residence-based healthcare system. You'll have to notify your GP practice so you and your family can be removed from the NHS register.

How long can British citizen stay away from UK?

Permitted absences of up to 6 months

You are allowed to spend time outside of the UK so long as these periods of absence do not exceed 6 months at any one time.

Do you still get UK state pension if you move abroad?

If you are retiring abroad, you can continue to receive your UK State Pension. You can get pension increases yearly if you live in a European Economic Area (EEA) country or a country which has a social security agreement with the UK.

What to do with your bank account when you move abroad?

If you are moving overseas permanently, you will need to eventually set up an account with a local bank. But if you are only there temporarily (which can still mean several years) and you are maintaining a US address, you may be able to get by using your stateside bank, depending on your banking needs.

Do you have to tell your bank you're going out of the country?

Traveling outside your country

If you don't file a travel alert with your card issuer, your credit card may get declined and you might need to contact your credit card company to approve your transactions.

Can I have a Lloyds account if I live abroad?

Does Lloyds offer savings accounts to customers who live outside of the UK? No, however Lloyds Banking Group offers international banking services, including a range of savings products, to overseas customers through Lloyds Bank Corporate Markets plc.

Can I have a UK Santander bank account if I live abroad?

To apply for any Santander UK plc product, you need to be a resident of the UK. Living abroad may impact your ability to access credit.

What do I need to do when I leave the UK permanently?

If you are leaving permanently or indefinitely, you should enter the date that you departed the UK on the tax return, so HMRC can close down your Self Assessment record (if appropriate) and stop sending you tax returns to complete.