Can I use LazyPay card anywhere?

Your LazyCard is one more way to access and use the LazyPay Credit limit. You can use the card at any merchant outlet that supports a card terminal that supports Visa issued cards, or use it on websites that accept Visa cards, just like any other card. There are no extra fees or charges to avail the LazyCard.

Where can I use my LazyPay card?

1. LazyPay's One Tap checkout is available on all your favourite food, entertainment & utility merchants, including Swiggy, Zomato, Niki, Ridlr, Box8, ACT, FreshMenu & many more.

Where can I use LazyPay card offline?

LazyCard by LazyPay Usage

Shopping online becomes even faster and smoother with this card. You don't need to carry a physical card to shop offline. Yes, you can use it in brick-and-mortar stores as well.

Can LazyPay card be used at ATM?

LazyPay offers both digital and physical cards to its users. With the Lazypay card, we can shop online and offline almost anywhere. But, this is not a credit or debit card, and you can't withdraw cash from ATMs or make purchases online or in offline shops abroad with your LazyPay card.

Can I use LazyPay card on Amazon?

I just used my LazyPay card on Amazon for making a purchase and got 10% instant cashback in Amazon pay wallet stating 10% slice supercard cashback. I don't have any slice card. Also you will get normal LazyPay 5% reward for any transaction in LazyPay wallet. Good now it's clear.

Lazypay Credit Limit Use Without Lazypay Card

Can we use LazyPay card in shops?

Your LazyCard is one more way to access and use the LazyPay Credit limit. You can use the card at any merchant outlet that supports a card terminal that supports Visa issued cards, or use it on websites that accept Visa cards, just like any other card. There are no extra fees or charges to avail the LazyCard.

Is LazyPay card a debit card?

RBL Bank in association with LazyPay presents to you - RBL Bank LazyPay Credit Card, a credit card that rewards you with cashback on all your purchases!

What is the limit of LazyPay card?

Currently the maximum possible credit limit is Rs 1,00,000. In case of any further query, you can also connect us on 08069081111 between 9 AM to 9 PM.

Can we swipe LazyPay card?

You can use the card offline or online at any store you want.

Can I use LazyPay card in Flipkart?

LazyPay has partnered with Flipkart to offer 1000+ products at flexible EMIs. Your purchases are divided into easy monthly instalments, with zero documentation & zero processing fees!

Can I use LazyPay for electricity bill?

Lazypay is a growing online service that lets you pay bills on various online platforms. With Lazypay recharge offers, get cashback on electricity bill payment, phone recharge, etc. Though Lazypay was initially used for credit card services, you can currently use Lazypay as a payment gateway.

Is LazyPay RBI approved?

LazyPay, the lending arm of PayU India, has updated its terms and conditions to comply with a recent directive by the Reserve Bank of India (RBI) that barred prepaid payment instruments (PPIs) from being loaded with credit lines.

How do I increase my LazyPay card limit?

You can easily increase your credit limit any time by starting a digital Fixed Deposit from the Wealth tab on LazyPay app. You will get a credit limit increase by the same amount as your deposit.

How does LazyPay card work?

LazyPay is the fastest way to get credit online. Just enter your mobile and avail a personalised credit limit to confirm your online purchases! Use your credit limit to Buy Now Pay Later when you shop online across 100+ of your favourite apps and websites, including Swiggy, Zomato, BookMyShow, Airtel & more!

Will LazyPay increase cibil score?

Thus when you make regular repayments on your LazyPay account, your credit score increases over time. However, note that if your use 50% of your credit limit regularly, it can hamper your score.

Which bank supports LazyPay?

Lazypay, a Buy Now Pay Later solution by PayU Finance, has partnered with SBM Bank India to launch LazyCard, a payment instrument backed by a credit line, thus foraying into the card segment.

Does LazyPay card charge interest?

Interest charges: You will also be charged an overdue interest charge of 3.5% of your bill amount. If you have set up auto-pay and you do not have suffieicent bank balance at the time of auto-pay, we levy a bounce charge of Rs. 300.

Is LazyPay interest free?

All you need to do is get a Virtual Payment Address (VPA) from LazyPay that enables you to make purchases up to your credit limit. You can also avail the benefit of credit via 'Scan & Pay' feature, where you can buy the product you want and choose to pay within 15 days without any interest.

What happens if I don't repay LazyPay?

If no payment is received by the due dates, there will be late fees based on your bill amounts, along with carry forward interest. We report to the credit bureaus as well. And so non-repayment or excessive delays can negatively affect your credit scores.

What happens if I dont pay my LazyPay credit?

6.13 If the User fails to pay the BNPL Statement Amount on a Due Date, LazyPay shall be entitled to suspend the User Account of the User at it sole discretion.

Can we use LazyPay for Uber?

For online payments, use your LazyPay UPI id on Ola, Uber, Myntra etc. You can also transact at stores around you, just look for Bharat/BHIM QR around you.

Who is the owner of LazyPay?

We are part of PayU, a leading financial services provider in global growth markets.

Does LazyPay take legal action?

Lazypay will not initiate legal action against anyone who makes a report in compliance with this policy. If a researcher follows the rules set out in this Responsible Disclosure Policy when reporting a security vulnerability to us, unless prescribed otherwise by law or the payment scheme rules, we commit to.

Does LazyPay cashback expire?

13. All cashback awarded to the user LazyPay account balance will expire on the 60th day from the date it has been awarded. LazyPay reserves the right to change/alter cashback expiry with sufficient prior intimation to the user.

How do I cancel my LazyPay card?

You can permanently block your card on the LazyPay app. Go to the Manage Card section and you will see an option to do a permanent block. A permanent block deletes your card details and cannot be reversed. Keep in mind that this step will deactivate your virtual card number as well.