How can someone use my debit card without having it in their hands? Every day it is more common that it is easier for you to suffer fraud. So, you are counting on money in your account for an emergency and suddenly it is gone. So here’s how can someone use my debit card without having it
This is thanks to the scams that some hackers do to take away your money. But how is it possible that a person who does not have your debit card can get your money without you noticing?
In this post we will show you some ways hackers trick you into taking your money and how to avoid that before it’s too late.
First of all, one of the most common forms of fraud with your credit cards is data theft.
which allows criminals to pay in any business or extract money from your account.
Due to this, each time they do it better without you noticing.
Only until you see your account balance in zeros or on many occasions for charges that you have not made.
likewise, its main to have the pin and card number of your card. Thus, having these two data, they open the way to a great possibility of taking all your money from you. there are many ways to clone your card. For example, they only need a camera that records your pin when you enter it at the ATM and a device called a Skimming that reads the magnetic stripes.
Thanks to this, hackers can empty all your information on an empty card through a computer.
To prevent this, just by placing your hand on the ATM keyboard covering the numbers you dial.
You are giving thieves less chance of taking your money.
If they only have the data from the magnetic stripe, they won’t be able to do anything.
Furthermore, we should never accept help from a stranger or forget to pick up the card at the end of the operation.
If for some reason the ATM swallows your card, do not go and leave it there. Report it immediately to your bank and they will cancel it and no one else will be able to use it. On the other hand, there are also the stores, restaurants or gas stations, which are very often full of people who at first seem to be good to you.
But they are only waiting for you to enter your data, in order to clone them or save them in their memory And in this way take away your money. For this reason, it is very important that you never take your eyes off your card for anything in the world.
Also do not let them take your card anywhere and you should always be aware of what happens with your card.
So, many times they place a fake billing device.
If for any reason you suspect that this is the case, enter a false password into the device.
In this way, if the transaction is approved, it means that your card is being cloned.
Try to notify the authorities as soon as possible.
Nowadays the payment with cell phones is one of the safest alternatives
And allows you to synchronize your credit cards and have access to them when you need it.
A good form of security is to have your phone locked and that you can only unlock it with your fingerprint.
It is very important that you be careful when you access the internet
Since malicious links are where more information can be taken from you.
Or even leave a virus that is removing important data for you step by step.
Thus, the most common method is that they send you a promotion by email.
Which looks like a gift or a discount.
Then while you click it sends you to a page of a store, not an original store,if not a fake one.
Likewise, you will want to buy and you will enter your personal data.
This is a great way to get your information off you, so you have to be very vigilant.
For this reason, it is recommended that you enter the full name of the store in the search engine and do not get carried away by any external link that they send you.
Finally, as you can see there are many ways that thieves can use your card without having it at hand.
This has been the case for a long time.
Although we wish that this no longer happens on a day-to-day basis.
The forms of fraud that thieves devise are becoming more and more recurrent.
For this reason, always be careful every time you go to perform an operation, either online or in person..
We hope this post has been very helpful for you.